:root{--blue:#0D47A1;--blue-600:#1565C0;--ink:#0b1c2c;--muted:#6B7A90;--bg:#f6f9ff;}
*{box-sizing:border-box}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:#fff}
.container{max-width:1200px;margin:0 auto;padding:0 20px}
.site-header{position:sticky;top:0;background:#fff;border-bottom:1px solid #e6eef7;z-index:20}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{height:28px}
.nav{display:flex;gap:18px}
.nav a{color:var(--ink);opacity:.9}
.cta{background:var(--blue);color:#fff;padding:10px 16px;border-radius:12px;font-weight:600}
.hero{background:linear-gradient(120deg,#eaf2ff, #ffffff);}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:28px;align-items:center;padding:64px 0}
.hero h1{font-size:44px;margin:0 0 10px;line-height:1.1}
.hero p{font-size:18px;color:#20334a;margin:0 0 16px}
.hero img{width:100%;height:auto}
.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:12px}
.kpi{background:#fff;border:1px solid #e6eef7;border-radius:12px;padding:12px;text-align:center}
.kpi strong{display:block;font-size:22px}
.section{padding:60px 0}
.section h2{margin:0 0 16px;font-size:30px}
.grid{display:grid;gap:20px}
.grid.cols-3{grid-template-columns:repeat(3,1fr)}
.grid.cols-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid #e6eef7;border-radius:14px;padding:20px}
.feature-list{list-style:disc;padding-left:20px}
.table{width:100%;border-collapse:collapse}
.table th,.table td{border-bottom:1px solid #e6eef7;padding:10px;text-align:left}
.notice{background:#fff7e6;border:1px solid #ffe5b4;color:#8a5200;border-radius:12px;padding:12px;margin:12px 0}
.site-footer{border-top:1px solid #e6eef7;padding:26px 0;background:#fbfdff;margin-top:40px}
.footer-grid{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.muted{color:var(--muted)}
/* Loader */
#loader{position:fixed;inset:0;background:#fff;display:flex;align-items:center;justify-content:center;z-index:999;transition:opacity .3s ease, visibility .3s ease}
#loader.hidden{opacity:0;visibility:hidden}
.spinner{width:48px;height:48px;border:4px solid #d9e5f7;border-top-color:#0D47A1;border-radius:50%;animation:spin 1s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
@media (max-width:920px){.hero .wrap{grid-template-columns:1fr}.grid.cols-3{grid-template-columns:1fr}.grid.cols-2{grid-template-columns:1fr}.kpis{grid-template-columns:1fr 1fr;}.nav{display:none}}